So it happened last week thursday on my way to work. Im about 3miles away taking one of my last turns when a taxi cab trying to cut me off and turned into me just to be able to take my lane at the last minute :pissed: . At around 25-30 miles per hour it wasnt a hollywood crash but it still did its damage mainly to the bike. Entire left side and part of the right side was damaged and it laid for about 5-10 minutes total. I have never laid a bike down before but it was bound to happen and now I obviously will be happing the taxi cab insurance picking up the bill for this one. I was just wondering what are the number one concerns in an accident that I should be aware to make sure the bike gets properly taken care of. Also when I went to turn it on to take it to the parking garage where its staying right now 1st gear was hard and kept doing a gurgling popping noise, what should my concerns be on that matter since it has NEVER done that before and before the accident it has been meticulously cared for. Thank you for any answers
BTW its a 2003 VFR800 with gutted cans and airbox mods, other than that stock :wheel:
Sorry about your misfortune. Make sure to document all your concerns in writing prior to having it repaired. Also make sure to have the insurance company buys you new gear and/or helmet no matter how minor the damage to your old gear is. If they decide to total the bike make sure to get several replacement estimates from comparable bikes on Craigslist, Ebay, etc.
The taxi not only tried to run me down but it then left the scene(real smart especially when hitting someone who works with PD and Embassy Homeland)
There was a few witnesses but only one took the initiative to actually take off after her and was able to get the cabs entire info. The witness a good man by the name of David Seto came back with all the information and when the sheriff came I was able to pass on that information and had the cab located and escorted back by a Homeland Security Agent to the scene. On scene she just went off the wall trying to take no blame for the accident but unfortunately a incredibly credible witness and her shady story ended with her getting a few good tickets an ass chewing and the embarrassment of having to deal with it in court. Meanwhile the cab's insurance company is supposed to be taking care of the repairs and I'm just pissed off and still sore as all hell. The first thing in my mind when I was down was "F*** I just detailed this B***H", then "S*** does she even know how expensive these pants are!" :laughing6-hehe: Its funny now but it sure wasn't when it happened.
Tire Burner- I will definitely be doing the gear thing, last I heard especially with helmets its a one time use gear that degrades when in an accident.
For everyone else "Ride on, Ride hard, but if you are in Springfield, VA watch out for the chick driving the Springfield Yellow Cab #57!"
She likes taking lanes over while on the phone and without remorse :excl:
Once fault is admitted, you are in the drivers seat. Don't settle for just getting your bike back to where it was before the accident, you are entitled to compensation for your pain and suffering, loss of use of your bike until restored, the hassle of having to deal with a non working bike and the time involved in getting it repaired as well as the probable loss of feeling safe, secure and confident when you resume riding. I'm not suggesting faking injuries or anything like that. You are lucky to be walking around or even alive, don't sell yourself short
[image: View Post]expvet, on 15 October 2012 - 06:43 PM, said:
Once fault is admitted, you are in the drivers seat. Don't settle for just getting your bike back to where it was before the accident, you are entitled to compensation for your pain and suffering, loss of use of your bike until restored, the hassle of having to deal with a non working bike and the time involved in getting it repaired as well as the probable loss of feeling safe, secure and confident when you resume riding. I'm not suggesting faking injuries or anything like that. You are lucky to be walking around or even alive, don't sell yourself short
I had my agent as a moderator and the taxi driver and her insurance have started the claim. There were multiple witnesses but only one stayed and verbally spoke with the officer on scene. Unfortunately when you need a traffic cam you don't have one just like in my case. As far as all your other advices those are definite things that I have to keep in mind and look into, because I did have pain, loss of time and the loss of safety and confidence I have yet to find out but now that you mention it I didn't even think about how I may psych myself when I ride again so thank you for that big heads up.
If you have any physical injuries, or even twinges of pain, get them checked out now. Sometimes adrenaline, etc. mask symptoms that manifest themselves later. Like expvet, I am not suggesting that you fake anything -- just make sure there's no damage to you.
I got rear ended on my bike quite a few years ago and I was a little shaken up right after the event but not enought to not get up and walk around. There was no damge to clothing or helmet, other than a few scrapes to my gloves. I even felt good enough to go to work the next day....however, in the beginning of my day, my back literally froze me with PAIN! So much so that it took me several minutes to walk down three steps to the room that had a phone I could use to call my supervisor to let him know I was done for the day. It took me even longer to get back to my car and the drive home 40 miles was not very comfortable, to say the least. Long story short, sometimes your injuries don't really appear until a day later.
Also, any medical exams, doctor/hospital visits related to this event are reimbursable by the cab company's insurance, so make sure you let them know ASAP if you have to get checked out or get any medicine(s) issued for pain.
Take the bike to a Honda dealer and have them do a detailed repair estimate. I had done this and they marked up to replace any part that had the slightest scratch. They marked up things that I would not have expected. Have them check under the fairings. Give estimate with parts and labor to insurance company.
Since most of my parts marked up were so minimally scratched I took the insurance money and repaired the bike myself. I replaced only the obviously damaged parts, 2 fairing pieces with nice used eBay parts. Spent $300 of the $3000 claim.
I have NEVER lost out on an insurance claim. Make sure you wait about a week before you decide if you need to see a doc again for anything. Keep detailed med records, repair estimates for the bike, replacement estimates for comparable gear, and pain is honestly worth $$$ too without going overboard. As stated above, don't fake anything but don't take their first offer either. My VFR is my primary means of transportation too (my suv usually sits at home) and loss of primary transportation usually means $$ for a rental vehicle as well. Whether you actually rent is left up to you. The last time my wife was rear ended, she kept the rental cash and just drove my suv.
I know this gets into the argument of why our insurance rates are so high, but don't let covered items slide. Also remember that once you sign off on the deal - that is most likely the end of being able to add to the claim later.
Make sure not only the accident report is filed but also the criminal report. (as MONK said the hit and run report).
Also, do not sign a release and settlement with the taxi's insurance company until you are fully satisfied with your bike and yourself. If that means 6 months, 1 year or later so be it.
I'd also keep a log of your time spent at doctor's offices, getting repair estimates, etc. It could be a waste of time, but if your asked to justify your time/hassle it may be useful to have.
End of thread · 14 posts recoveredWayback Machine snapshot 27 Oct 2012