Moronic car driver reversed into my VFR Wednesday morning.
(IMG:style_emoticons/oldemoticons/pissed.gif)
On my way home after night shift, stopped to buy newspapers. I was just about to leave the shop when I heard a "crunch", I looked out to see my bike on its right hand side. (IMG:style_emoticons/oldemoticons/blink.gif) Said moron driver helped me get the bike back on two wheels, at least there didn't appear to be any fairing damage.
Took the bike to my dealer that afternoon, they noted a fair list of parts with damage...
Right rider footpeg & bracket Right pillion footpeg & bracket Rear brake pedal Right front indicator Right mirror Right bar end Left front indicator Left mirror Left front fairing A few other bits & pieces that I've forgotten
I recently discovered that my insurance hadn't actually been renewed when I thought it had. Got that sorted in February, just in time...
Filled out the insurance claim Friday morning, now I have to wait for the assessor to view the bike.
You're lucky the person stuck around, seems like they generally just take off.
You need to make a claim on their insurance, not yours. Have a dealer do a quote, give that to the other person's insurance, then buy used parts, or new parts from online dealer, fix it yourself, and pocket a few hundred bucks for your trouble.
It's great to have insurance. And yeah, good to have the blonk stick around to provide his details
jeremy556, Apr 16 2007, 11:03 AMYou need to make a claim on their insurance, not yours. Have a dealer do a quote, give that to the other person's insurance, then buy used parts, or new parts from online dealer, fix it yourself, and pocket a few hundred bucks for your trouble.
I think it works a bit different here in Oz... your insurance company makes the assessment, then claims against HIS. Your assessor is the man your paying the policy too, so it would seem less likely to have a debate with the other company.
Here's to a straightforward process, and some new parts (IMG:style_emoticons/oldemoticons/fing02.gif)
jeremy556, Apr 16 2007, 09:03 AMYou need to make a claim on their insurance, not yours. Have a dealer do a quote, give that to the other person's insurance, then buy used parts, or new parts from online dealer, fix it yourself, and pocket a few hundred bucks for your trouble.
Here in Australia we have to claim through our own insurance company, they then contact the at fault driver for his insurance details.
Hobie1dog, Apr 16 2007, 09:14 AMBummer, were they talking on their cell phone?
Just a typical car driver, in their own little world.
Wow, i had that happen to mine less then 6 months after i got it. I was even yelling at the moron who hit my bike... ugh. Hope it goes fast and easy. Mine did. I even did the repairs myself, and saved money over the estimate! heheh!
Hey, look at it this way....you are destined for a certain quota of 'falls' within a certain time period!!! Your bike went "down" without you and you're un-injured. So, from the standpoint of "odds" you are way ahead of the game.
Anyway, you can fix plastic, sounds like pretty clear-cut case to me. Best of luck!!
Davidvfr, Apr 15 2007, 06:36 PMHere in Australia we have to claim through our own insurance company, they then contact the at fault driver for his insurance details.
Same thing here...sometimes (depends on the insurance company).
Some will handle everything (make phone calls to other driver's insurance, arrange repair estimate, etc.) for you, no problem.
Some require you to pay your deductible up front, then when they get reimbursed from the at-fault driver's insurance they refund your deductible.
Glad you weren't hurt and damage is minimal. Has to be a serious bummer, though.
I almost got knocked over pulling into a parking spot yesterday. The woman in a car in the next spot was backing out. Sort of my fault because I made a quick turn to grab the spot and she wasn't looking for me to come from that direction. I layed on the horn and she hit the brakes with inches to spare.
